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Insurance Claim - Top 5 Packers and movers in Gurgaon

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Insurance claim


Even though it is not very pleasant to think about any kind of damage or accident further resulting in any kind of damage to your goods, but such things do happen. Even though one wants that his or her goods should reach him in one piece, there are fifty percent chances that they won’t and hence you are bound to suffer damages.


Insurance is the most convenient and cost effective way to make sure you do not suffer too much of a damage and the same is reimbursed to you monetarily if not physically. Thus it is very important that you go through the terms and conditions of your policy and are aware of the situations in which you will be reimbursed and situations where in you will not be reimbursed. All insurance policy information you can get at top 5 packers and movers in Gurgaon.


In case you suffer any kind of damage to your property due to theft etc you need to contact your insurance provider. The provider will then ask you to fill up certain forms in order to start the proceeding of insurance. You might be asked to give out an estimated cost of damage suffered, so make sure you are prepared with the same.


In case of theft etc you also need to approach the police and inform them about the same. In case your goods need to be repaired in order to help you resume your business, make sure you take photographs of the broken items or parts and also keep the repair bills with you. You might need to give out the same as proof and it might also be added in the reimbursement amount.


Claim for delayed delivery


Making a claim for delayed delivery is known as a “delay claim”. Such claims are filed when the shipment is either not received on time or the pickup date has been missed etc.


It is very important that before you sign the insurance contract you make it very clear to the shipper as to when you want him to pick up the goods and from where and also inform him clearly about the arrival date of the goods. This way your shipper will be bound to deliver the goods on the specific date and any delay on his part will result in a claim. In case no dates have been mentioned, the shipper is bound to deliver your goods within a reasonable time limit. This would mean that if the shipper takes three to four days to deliver the goods at a certain location, the goods reaching on the fifth day would be considered as “late delivery”, unless of course it is due to some unforeseen circumstances which are beyond the control of the shipper.


Delay due to “force majure” or acts of god can usually not be challenged. Thus in case there is a delay due to heavy rainfall, snow or storm, the shipper will not be liable to reimburse you for any delay in delivery. It is thus very important that you read the terms and conditions of the contract before you purchase the insurance policy.



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