Goods in transit insurance
Whether you are sending your goods via sea, air, rail or road insurance plays a very important part. One needs to purchase the appropriate policy in order to cover the goods from any kind of damage or theft etc. Insurance for goods in transit is purchased in order to keep the goods safe while they are being transported from one location to another. This kind of insurance is a safety cover over your goods during the whole moving process. Though all the insurance policies are same however in case you are planning to send your articles via sea, you are supposed to take up marine insurance. Hiring a movers and packers in Gurgaon is good idea to move safely.
Insurance contract will provide you cover over your goods in case of theft, damage, and loss, breakage, damaged as a result of accident or any other kind of damage which is caused whilst the goods are in transit. It will also cover you for any delayed shipment etc. The reimbursement will be made on the basis of the value of the goods. Your insurance contract will state clearly about the kind of insurance that you have taken and hence the reimbursement will be made accordingly. To avoid damage one can hire packers and movers in Gurgaon.
There are mainly two types of insurance i.e. full value insurance and released value. In case of full value insurance you are supposed to declare the actual and full value of the goods that are being transported. In case of any damage or loss, the mover will replace, repair or reimburse cost of the good. In case of released value the mover’s liability is limited only to the extent of the loss.
Exceptional kind of insurance
Other than the usual terms of the insurance policy, there are certain special features too that can be added in the insurance contract. These special features would include cover in case of any spoilage of food in freezers, warehousing cover, garage cover for your vehicles etc. These features are very specific to the damage and hence will only cover to the extent explained or mentioned in the insurance contract. It is worth mentioning that such features are not available usually and hence would add up to your premium cost thus turning out to be expensive in few cases. Thus one needs to either specifically mention to the agent or the mover whether one would like to include such features or no.
Before you start shopping for a insurance policy, make sure you take an approximate value of your goods. It is always important to know the worth of your own goods before you choose a policy.
When deciding upon a policy, always scrutinize any restrictions and maximum reimbursement before purchasing the insurance policy. It is also better to check whether you need to buy specific insurance for bicycles, computers or any other specific item or will the same be covered under the said policy only. Once you've chosen a policy, check it frequently and update it if necessary. Also, check your excess limitation, especially for money, valuables and single articles, and try to negotiate a discount on the strength of any of these. So use the services of packers and movers Gurgaon for your safe move.